Delaware Public Liability Insurance

Insurance coverage in Delaware can be expensive as the minimum requirements for the DMV in Delaware is extensive compared to other states. The minimum insurance coverage and public liability in the state of Delaware has been added below. Note that this is only the legal minimum and you will need to ensure that you have additional coverage. This is more so if you are running a business or the auto insurance is for a truck or other vehicle in use of the business. In today’s society being drawn before court for damages after an accident can be expensive. You are best advised to see advice on this from an insurance agent in Delaware.

The liability insurance in Delaware is as follows however you will note that additional auto insurance or public liability insurance is always good to have considering the cost of litigation in the US. If you are a business then general public liability insurance would also be a good addition to the minimum require by the government.

The minimum limits of auto insurance coverage in Delaware are:

• Bodily Injury Liability Coverage: $15,000 per person and $30,000 per accident
• Property Damage Liability Coverage: $10,000
• Uninsured Motorist Bodily Injury Coverage: $15,000 per person and $30,000 per accident*
• Uninsured Motorist Property Damage Coverage: $10,000 per accident*
• Personal Injury Protection Coverage: $15,000 per person and $30,000 per accident

*These coverages may be rejected in writing.

As stated above that the additional topup insurance or additional public liability insurance is not wasted in today’s world. Check with the DMV in Delaware as listed below as to the requirements as well as calling an insurance agent in Delaware for additional assistance.

Delaware DMV Locations:

Delaware City DMV

Address: 2101 Mid County Drive, New Castle, Delaware 19720
Phone: 302.326.5000

Wilmington DMV

Address: 2230 Hessler Boulevard
New Castle, Delaware 19720
Phone: 302.434.3200

Dover DMV

Address: 303 Transportation Circle
Dover, DE 19901
Phone: 302.744.2500

Georgetown DMV

Address: 23737 DuPont Blvd
Georgetown, Delaware 19947
Phone: 302.853.1000